Member Benefits

Tenant Insurance

Protect yourself and your belongings. Your landlord's insurance policy doesn't cover you or your things.

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Why do I need Tenant Insurance?

Many AORS members renting their homes assume their landlord's insurance covers them. Unfortunately, that policy only covers the building itself.

Tenant insurance (also known as renter's insurance) is essential for protecting your personal property—like electronics, furniture, and clothing—and protecting yourself from liability claims.

Protect Your Stuff

Contents Coverage: If your clothes, furniture, or laptop are damaged by fire, water, or stolen, this covers the replacement cost so you aren't paying out of pocket.

Protect Yourself

Personal Liability: Accidents happen. If you accidentally injure someone or damage their property (like starting a kitchen fire), liability coverage protects you financially.

A Place to Stay

Additional Living Expenses: If a covered loss forces you out of your rental home while repairs are made, this helps cover the cost of a hotel, food, and other living expenses.

Did you know?

Most landlords now require proof of tenant insurance before you sign a lease. Having a policy ready not only protects you but makes the rental application process smoother for AORS members relocating for work.

Secure your peace of mind today

Don't leave your home and finances unprotected. Get a comprehensive tenant insurance plan tailored for AORS members.